Joel Litman’s L.O.C.K. system has a proven track record of separating the winners from the losers in the stock market. Like in 2016, when Joel was giving a speech in Munich. And his L.O.C.K. system zeroed in on potential trouble at BMW.The investment world was all-in on the luxury car maker. Nowhere more so than its native country, Germany. So you can imagine the reaction when Joel stood on stage in Munich and told a crowd of German investors to sell their BMW stock. People rolled their eyes and groaned. Many of them whistled, which is like booing in Europe. But since then, BMW has dropped 40%... And never reached its highs of 2015 again.