There was a time in my life when the words "stock market crash" would be enough to send me into a full-fledged panic. To be clear, that was when I was brand new to investing and knew a lot less than I know now.

These days, when stock market crash warnings abound, I see opportunity. Namely, I make plans to scoop up quality stocks on the cheap so I can grow my portfolio more affordably.

But it's not just experience that's caused me to change my tune with regard to market downturns. Here are a few specific reasons why crashes don't worry me.

I have money invested in a couple of different accounts -- a retirement plan and a traditional brokerage account. I can't touch my retirement savings without penalty until I'm 59 1/2, and while my brokerage account isn't restricted -- I can cash out investments whenever I want and take the money to use as I please -- I still have no plans to tap it for many years.

More in category

‘Sales have a good deal further to fall’: Property prices see record growth, but existing-home sales decline
April 22, 2021MarketWatch
‘Sales have a good deal further to fall’: Property prices see record growth, but existing-home sales decline
‘Massive helicopter drop of money’ from Fed and Washington raises inflation risk, says manager of $88 billion bond fund
April 22, 2021MarketWatch
‘Massive helicopter drop of money’ from Fed and Washington raises inflation risk, says manager of $88 billion bond fund
Should I invest an IRA in bitcoin? How do I roll over old assets? These financial pros answer our retirement questions
April 22, 2021MarketWatch
Should I invest an IRA in bitcoin? How do I roll over old assets? These financial pros answer our retirement questions
Et tu, boomer? Millennial stock-traders aren’t all that different, one analyst argues
April 22, 2021MarketWatch
Et tu, boomer? Millennial stock-traders aren’t all that different, one analyst argues
Opinion: How do you feel about risk in your retirement investments?
April 21, 2021MarketWatch
Opinion: How do you feel about risk in your retirement investments?
Is the U.S. housing market heading for a crash? Here’s what the experts say
April 21, 2021MarketWatch
Is the U.S. housing market heading for a crash? Here’s what the experts say
‘The more we talk about it, the more we’re validating the symptoms’: What we know about COVID vaccine side effects in women
April 18, 2021MarketWatch
‘The more we talk about it, the more we’re validating the symptoms’: What we know about COVID vaccine side effects in women
Bond traders betting on hotels or shopping malls now have Big Data at hand
April 22, 2021MarketWatch
Bond traders betting on hotels or shopping malls now have Big Data at hand
Surging Covid cases globally send medical supplier stocks higher in Singapore
April 22, 2021CNBC
Surging Covid cases globally send medical supplier stocks higher in Singapore
Canadian chip maker Alphawave targets $4.5 billion valuation in London IPO
April 22, 2021MarketWatch
Canadian chip maker Alphawave targets $4.5 billion valuation in London IPO
Greta Thunberg on U.S. eliminating fossil-fuel crutch: ‘I don’t believe you’ll actually do this’
April 22, 2021MarketWatch
Greta Thunberg on U.S. eliminating fossil-fuel crutch: ‘I don’t believe you’ll actually do this’
John Kerry: Glasgow climate meeting is ‘last, best hope’ for big nations to make a difference
April 22, 2021MarketWatch
John Kerry: Glasgow climate meeting is ‘last, best hope’ for big nations to make a difference
Young adults worry it’s ‘morally wrong’ to have children, Earth Day study finds
April 22, 2021MarketWatch
Young adults worry it’s ‘morally wrong’ to have children, Earth Day study finds
Intel stock falls despite earnings beat, as data-center sales slump more than 20%
April 22, 2021MarketWatch
Intel stock falls despite earnings beat, as data-center sales slump more than 20%
Senate Republicans’ opening infrastructure bid: $568 billion
April 22, 2021MarketWatch
Senate Republicans’ opening infrastructure bid: $568 billion
How the pandemic changed investing habits for different generations
April 22, 2021MarketWatch
How the pandemic changed investing habits for different generations
Opinion: Why you should plan to leave money to your kids
April 22, 2021MarketWatch
Opinion: Why you should plan to leave money to your kids
Dow books over 300 point loss after report Biden weighing sharp rise in capital gains tax for wealthy
April 22, 2021MarketWatch
Dow books over 300 point loss after report Biden weighing sharp rise in capital gains tax for wealthy
Opinion: This no-nonsense, futuristic technique can get you the retirement you want
April 21, 2021MarketWatch
Opinion: This no-nonsense, futuristic technique can get you the retirement you want
Week 3 of our money challenge: Use money as a tool to tackle your goals
April 21, 2021MarketWatch
Week 3 of our money challenge: Use money as a tool to tackle your goals
Filmmaker Kevin Smith to release ‘Killroy Was Here’ movie as NFT
April 22, 2021FOX Business
Filmmaker Kevin Smith to release ‘Killroy Was Here’ movie as NFT