You don’t have to be a meteorologist to know that at some point bad weather will hit your startup. As with most things in life, preparation is essential, and entrepreneurship is no different.

Related: 5 Ways to Keep Cash Flow Pumping

Kabbage recently polled 500 successful entrepreneurs across various industries, from restaurant owners to professional services, about one of the biggest obstacles that looms for all businesses -- cash flow.

At the heartbeat of any business, the availabiity of back-up funds can mean the difference between your being able to expand your inventory and your staff and invest in initiatives to grow your company -- or not.