You’ve got the next billion-dollar idea. Or million dollar, or whatever it is. The point is it’s good, and you want to prove its value. This is the stage where most startups die -- which is to say before they even get started. Because the most daunting obstacle to seeding the next big idea is capital.

Most first-time entrepreneurs have heard of venture capitalist firms and angel investors. That’s how Facebook got started, right? So why shouldn’t it be you? The truth is it’s extremely difficult and rare for first timers to receive funding this way. In fact, by some estimates, less than one percent of startups are funded by angel investors and a fraction of one percent by VCs.

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