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Part of the balancing act of combining SPG and Marriott Rewards int0 a single program involved sorting out two separate sets of cobranded credit cards issued by two different banks. While Chase issued the Marriott and Ritz Carlton cards pre-merger and Amex issued the old SPG cards, both issuers have a stake in the new combined Bonvoy portfolio.

The launch of Bonvoy saw a huge shakeup in the Marriott credit cards, with all cards getting a name change and some closing to new applicants. If you've been considering adding a Marriott credit card to your portfolio, there are two personal cards still available for you to choose from: The Marriott Bonvoy Boundless card by Chase, and the Marriott Bonvoy Brilliant™ American Express® Card. Despite the alliterative names, there are very important differences between these cards that might make one a better choice for you. The Bonvoy Boundless is an entry level card with a $95 annual fee while the Bonvoy Brilliant is a premium card with a $450 annual fee and a much longer list of perks to go along with it.